President & CEO | OCC De Novo & Trust Launch | FX · Payments · Digital Asset Custody · Tokenization · RWA · AI/ML | Ex-Global Head of Products @ FIS
Orlando / Windermere, FL · Available for London relocation
LinkedIn = discovery. Resume/ATS = qualification. Veridia = executive diligence — a permissioned executive record, not another public profile.
I have run multi-trillion-dollar global payments and institutional FX platforms (peak ~$4T annual flows) and taken a national trust bank through an OCC de novo launch.
I also grew a fintech payments platform from a two-person team (~2 FTEs) to ~$358M net revenue (~58.9% ROE) before expanding into Global Head scope (~$8B P&L) at FIS, with London/Europe delivery.
I build C-suite and Board teams to launch, scale, and govern platforms in OCC, FRB, FDIC, NYDFS, and SEC environments.
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AI drafts answers from your Veridia record. You approve every external brief. No auto-send.
Diligence cases with clear ownership lines — what I owned, what I influenced, and the measurable result.
Platform strategy, commercialization, roadmap, P&L, and operating model from a two-person start.
Parent/JV capital rhythm and eventual FIS integration sequencing.
Early-stage payments platform (~2 FTEs), unproven scale economics.
Built product, partner/API (BaaS) motion, pricing, and delivery discipline; scaled the operating model without losing specialization.
~$358M true net revenue at ~58.9% ROE in ~3 years; promoted into FIS Global Head scope (~$8B P&L).
Franchise ownership spanning TD Bank and TD Securities — volume, multi-rail ops, risk organization, FX center launch, major integrations.
Enterprise risk appetite and FRB/industry rail agendas beyond the franchise.
Complex multi-rail payments/FX estate with supervisory findings and fragmented operating ownership.
Installed Board-approved Target Operating Model, built enterprise operational risk (3LOD), launched first dedicated U.S. FX Center, drove remediation and digital ops (command center, teller image).
Peak ~$4T annual flows; FX/international payments growth ~10–15%/yr; 24 MRAs, 2 MRIAs, 14 failed audits remediated; ~3,600-person organization under clear ownership.
Launch plan, operating stack, hiring, core/custody build, controls, and go-live as CSO then COO & Trust Officer.
Sponsor/partner capital and charter timing dependencies.
No operating national trust bank platform for the mandate — concept and plan only.
Architected regulated operating model end-to-end (Temenos core, digital asset custody architecture, Product/Tech/Risk/Compliance/Ops cadence).
OCC national trust de novo launched — strategy through supervised go-live.
COO span across retail, credit, treasury, trust, payments, tech/cyber, finance; Interim CFO forecasting and benefits tracking.
CEO/Board capital decisions and supervisory remediation sequencing.
Efficiency in the high 90s; weak operating/finance transparency on ~$700M asset base.
Redesigned operating cadence, closed exam findings, modernized treasury/core/finance, partnered as Interim CFO on investment and performance visibility.
Efficiency high 90s → low 60s; restored profitability path; Board-ready operating/finance reporting.
Moved nine times with GE before marriage and children, then twice more with two of four children. Chose hard commuting seasons later so the family could put down roots.
Tradeoff: Career stretch vs. family stability — I absorbed the commute so my children did not absorb constant relocation.
Left home at 4:15 a.m., returned around 9:30–10:00 p.m., for roughly four years — the unglamorous side of senior ownership when family location is non-negotiable.
Tradeoff: Title and company are what recruiters see. The stretch was the 4:15 a.m. train of days, not a job-hopping narrative.
Product and P&L leadership across ~$25B auto lending/leasing — early proof of owning product, credit, and operating outcomes at institutional scale.
Led technology across 10,000+ professionals and 60+ countries, including multi-billion M&A technology integrations — product-to-technology stretch that most careers never make.
Multi-country GTS leadership from a London hub — 22 countries / 34 cities, cash, USD clearing, payments, and treasury platforms.
Only U.S. executive spanning TD Bank and TD Securities payments/FX franchise. Peak ~$4T annual flows. Opened the first dedicated U.S. FX Center. Built Board-approved Target Operating Model and remediated major supervisory findings.
Built a payments business from a two-person team (me and one colleague) to ~$358M true net revenue at ~58.9% ROE in three years — then integrated into FIS and promoted into Global Head scope.
Owned ~$8B P&L across cores, wealth, and global payments. London/Europe delivery. AI/ML for fraud, compliance, and real-time risk. Led T. Rowe Price recordkeeping integration (~800 associates).
Enterprise operating-model leadership and Interim CFO partnership. Efficiency from high 90s to low 60s; restored profitability path on ~$700M asset base.
OCC national trust de novo launch — strategy, operating model, hiring, Temenos core, digital asset custody stack, controls, and go-live.
Sitting bank CEO leading modernization, core conversion, and Board/regulator liaison. Concurrent advisory on Florida digital asset trust formation.
TD franchise ownership narrative: ~$4T flows, FX Center, multi-rail clearing, remediation outcomes — for EMI/FX CEO diligence.
Founding-team scale story, partner/API monetization, and path into FIS Global Head scope.
FundBank launch sequence: plan, capital/regulatory roadmap, core, custody, controls, go-live.
Board-approved TOM, digital command center, branch image scale, efficiency and control outcomes across TD/Axiom/FIS.
Recruiter-safe biography aligned to LinkedIn header and master chronology — no sensitive artifacts.
LinkedIn finds you. Resume/ATS qualifies you. Veridia is executive diligence: ownership clarity, operating style, and before → intervention → result proof — shared only with people you choose, for as long as you choose. No social feed.
Time-limited recruiter / board passes unlock the evidence locker and AI brief. Nothing sensitive is public by default.